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Edgy Lifestyle #SemakinDekat

Get your everyday needs covered with HSBC Gold Card. Indulge in a wide range of privileges and benefits such as 0% installments up to 12 months at selected merchants and special installment rates up to 24 months. With HSBC Gold Card, you can turn all your transactions into installments. Contact 1 500 808* for more information.

  • Turn all shopping transactions into affordable installments up to 24 months.
  • Convert your remaining credit card limit into cash and pay back in installments with special rates up to 24 months.
  • Enjoy 0% installments up to 12 months at selected merchants.
  • Enjoy discounts up 20% with our Rewards Points at over 1,500 outlets all year long, as well as shopping voucher redemptions.
  • Convenient access to cash at more than 22,000 of our ATMs and 1 million ATM Plus worldwide.

* Effective per 25 November 2019, 64722 can not be contacted and changed to 1 500 808.

Fees and Charges

Annual Fee
Primary Card IDR300,000
Supplementary Card IDR130,000
Charges1
Retail Interest 1.75% per month
Cash Advance Interest 1.75% per month
Card Replacement Fee IDR100,000
ATM Daily Cash Withdrawal Limit Cash advance withdrawal at ATM up to IDR10,000,000 per day. Bank will determine cash withdrawal limit from time to time, based on the pattern/history of your credit limit usage and any Credit Card payment.
Cash Advance Fee 6% of cash advance amount or minimum IDR125,000 (whichever is higher)
Cash Advance Fee

Effective as of 22 April 2024		 6% of cash advance amount or minimum IDR200,000 (whichever is higher)
Late Payment Fee 1% of the total bill or a maximum of IDR 100,000 (whichever is lower)
Over Limit Fee IDR200,000
Currency Conversion Rate International transaction will be converted into Rupiah currency based on the rate of Visa International or MasterCard International and HSBC
ATM Charge per Transaction
HSBC Indonesia Free of charge
HSBC Overseas IDR15,000
Plus Network IDR30,000
Cirrus Network IDR30,000
Copy Request Fee
Biling Statement / Month IDR30,000 per copy
Sales Draft / Transaction IDR25,000 per copy
Annual Billing Statement IDR300,000 per period of year
Return Fee
Cheque IDR25,000
Standing Instruction IDR25,000
Credit Balance Transfer Fee IDR50,000 per transfer request
Paper billing statement fee
Paper Billing Statement/month IDR15,000
Paper Billing Statement/month

Effective as of 22 April 2024		 IDR30,000
Minimum payment
Minimum payment Minimum Credit Card Payment Limit is 5% of the total bill, with additional (if any) the amount in arrears and or the amount that has exceeded the credit limit.

*Bank will determine interest charge from time to time, based on the pattern/history of your credit limit utilization and credit card payment.

Apply online

Complete the online application form and our customer service representative will contact you within 48 hours.

Apply online

Apply by phone

Call our Contact Centre at 1500 707.

Apply in branch

Find nearest branch.

  1. The main Cardholder must be above 21 years old, whereas the supplement Cardholder must be above 17 years old
  2. Cardholders must have a minimum annual income of IDR 54 million (Jabodetabek) or IDR 45 million (Non-Jabodetabek).
  3. Cardholders must copy of ID card, income documentation and NPWP.

PT Bank HSBC Indonesia is registered and supervised by Financial Services Authority (OJK), Bank Indonesia (BI)
and also a participant of Indonesia Deposit Insurance Corporation (LPS) guarantee program